Applescotch Crisp

4 C (4 medium) peeled, sliced apples
1/2 C firmly packed brown sugar
1 T flour
1/4 C milk
1/2 C water

Mix above in mixing bowl.  You can add some cinnamon if desired.

Topping:

2/3 C flour
1/2 C oats
1/2 C nuts
1/2 C butter
1/4 C sugar
1/2 t salt
1 t cinnamon
1 package cook and serve butterscotch pudding

Mix topping.  Add butter and cut into the topping evenly.
Pour apple mix into 9x9 pan and cover with topping.
Bake at 350 for 45-50 minutes until apples are tender and topping is golden brown. 
Serve warm or cool with whipped cream or ice cream.